How to increase credit score

Credit scores are important for a variety of reasons, from being able to get a good loan or insurance policy, to securing employment.

Pay your bills on time. Doing so will help build your credit score by demonstrating that you’re a responsible borrower.

If you are finding that your credit score is not reflecting the advances you are being approved for, it may be worthwhile to ask for a higher credit limit.

Authorized users on your credit report are important because they help to build your credit score.

If you have any existing authorized user accounts on your credit reports, you can add yourself as an authorized user.

Credit scores are based on your credit history, which includes how you pay bills.

Dispute credit report errors


If you have any delinquent accounts that are now being collections, then you need to deal with them as soon as possible.

Increasing your credit score is important if you want to get a good interest rate on loans or credit cards.

Get a low interest rate on your loans or credit cards.