Learn about credit scores

getting a better interest rate on a mortgage, and even renting an apartment.

So read on to learn everything you need to know about credit scores!

Credit scores measure your creditworthiness, while FICO scores are used to predict future credit risk.

Credit utilization ratio (CUR) is the percentage of a credit line that’s being used compared to the total credit line.

It typically takes around 18 months for a credit score to improve by 100 points.

That means it could take up to two years for your credit history to be completely rebuilt.

Credit is important for your overall financial stability.

A good credit score can help you qualify for loans, get lower interest rates on car and home loans, and even get discounts on goods and services.

There’s no one-size-fits-all answer to this question since the factors that affect your credit score vary depending on your individual situation.