What are credit card points & how do they work?

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See more!

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When you open a new credit card and use it for a purchase, the credit card company sends you points.

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The best way to maximize your points is to use your card frequently and rack up as many rewards as possible.

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If you redeem your points for travel rewards or gift cards, you can save a lot of money.

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If you’re not sure how to use your points, ask your credit card issuer or visit their website. Many issuers offer helpful tips on their websites.

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If you’re new to credit cards, or simply want to brush up on your point earning potential, here’s a quick breakdown of what you can expect from each type of credit card.

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How many points is good for a credit card?

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That said, some credit cards offer more points per dollar than others.

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So, for example, if you have a rewards program that awards 1 point for every $1 spent, then each point would be worth about 0.5 cents.

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Ready to start saving?

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Let’s get started!

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